Over-the-Counter Permit

A building permit issued on the same day as application, typically for minor work that can be reviewed immediately at the building department counter without a formal plan review cycle.

What is an Over-the-Counter Permit?

An over-the-counter (OTC) permit is a building permit that is reviewed and issued on the same day — often within hours — at the building department counter or through an expedited online process. OTC permits are available for straightforward, minor construction work that does not require the extended plan review process used for more complex projects.

Eligible Work

The types of work eligible for OTC permits vary by jurisdiction but commonly include: minor tenant improvements with no structural changes, like-for-like equipment replacements (HVAC, water heaters), re-roofing, window and door replacements in existing openings, minor electrical and plumbing work, small decks and patios, and demolition of non-structural elements. Each jurisdiction maintains a specific list of qualifying work.

Benefits for Developers

OTC permits eliminate the weeks or months of plan review time associated with standard permits. For commercial projects, identifying which portions of the work can be permitted OTC and which require full plan review can allow certain work to begin earlier, improving overall project timelines. Experienced permit expediters know how to maximize the use of OTC permits within local rules.